Welcome to American Bank's web site!
Dear American Bank, N.A. Customers,
American Bank, N.A. promises to keep your
money safe and provide you with the best service, as well as
inform you on legislation affecting banking. The vast
majority of banks in this country are safe and sound. We
are proud to announce that American Bank, N.A. has earned a
Five-Star Superior rating from
Bauer
Financial for 30 consecutive quarters. This Five-Star
rating is the highest rating and indicates that American Bank, N.A. is one of the
safest in the United States. Our ratings can be viewed at
Bauer Financial ratings
www.bankstars.com.
The problems that the large banks and
financial service companies are having are the result of the
poor underwriting of mortgage loans, which used to be a very
conservative process requiring down payments, low debt rations
and job stability. In recent years, those factors have
been largely ignored as more and more unqualified (sub-prime)
mortgage applicants were approved. As the economy began to
falter and jobs were lost, many of these sub-prime borrowers
began to default on their mortgage loans. And the problem
has been exacerbated by exotic investments developed by Wall
Street, rising fuel prices and a further deterioration of the
economy. American Bank, N.A. has not been involved with
sub-prime mortgage lending or the purchase of investment
securities with these types of loans as the underlying
collateral.
Congress' recent action to stabilize the
financial markets has provided banks with increased federal
insurance coverage. Below are some facts about these
changes:
-
Your coverage has temporarily increased from
$100,000 to $250,000 per depositor through December 31, 2009.
FDIC insured accounts include savings and checking accounts,
CD's and money-market deposit accounts.
-
Banks are required to have significant
capital and reserves - that is, rainy day funds for tough
economic times. This is a bank's first line of defense to
cover any losses.
-
No customer has ever lost a penny in insured
deposits when a bank has failed.
-
Learn how federal insurance safeguards bank
deposits at www.fdic.gov or by
contacting any American Bank, N.A. location.
The board of directors, officers and
employees are committed to conservative financial policies and
diligent risk management practices, allowing us to offer quality
service and high level of financial safety and soundness.
Given our financial strength, strong capital position and
because American Bank, N.A. is backed by the full faith and
credit of the U.S. Government, you can be sure that your money
is safe and secure.
Jesse E. Cross, Chairman
Notice:
American Bank, N.A. is participating in the FDIC's Transaction
Account Guarantee Program. Under this program, all
non-interest-bearing transaction accounts are fully guaranteed by
the FDIC for the entire amount of the account. This coverage
is in addition to, and separate from, FDIC deposit coverage under
the FDIC's general deposit insurance rules.
Scam Alert:
If you received the following text message on your cell phone
from an unknown source: "American National Bank Alert: Your CARD
has been DEACTIVATED. Please contact 817-886-8996 to REACTIVATE
your card"
DO NOT CALL THE NUMBER -
DISREGARD THE MESSAGE - American Bank, N.A. did not originate
that message. If you have any questions, contact the nearest
American Bank branch. Again, do not call the number
listed.
American Bank Customers -

Do you know about our Internet Banking
and Online Bill Pay products? Click here for more
information.
Internet Banking &
Bill Pay Services
To report a lost or stolen American
Bank Debit Card - call 1-800-887-9622 and then notify the nearest
American Bank location.
Check your balance with our 24 / 7
TeleBank Service. Our TeleBank number is 817-741-2017.
MasterCard SecureCode Program
is now in available to American Bank debit card holders.
Each cardholder can create a unique password, known only to the
cardholder, which is associated with the cardholder's account.
This password is stored in our database, and when shopping at a
participating Internet merchant, the cardholder will be required
to enter this password in order to complete a purchase.
Click the MasterCard icon to enroll
American Bank does
not request confidential information through email. Please report
any such requests to Richard Zalko, Operations Officer. Contact rzalko@bankanb.com
The American Bankers Association
has learned it is the target of phishing scam similar to ones
experienced recently by the FDIC and various financial
institutions. The ABA would like to make customers aware of this
scam. Please refer to our "Valuable
Links" page for more information.